Travel Insurance

We strongly suggest the purchase of Travel Insurance for your vacation!

Many Canadians assume they have credit card, employee or other perceived protection when traveling only to discover, after the fact, that coverage was inadequate or non-existent. Why take the risk when peace of mind is so affordable!

You protect your home, belongings and car, why not your vacation? You work to live and there is no way you are going to miss out on your vacation time... but often times life has a few surprises and things don’t go according to plan.

The Manulife Financial All Inclusive Plan is our recommended way to best protect yourself against the cost of unexpected emergencies prior to and during your trip.

Before you travel you must ask yourself:

• If you, your traveling companion or a family member not traveling with you has an unexpected illness or injury, can you cancel your trip and receive a full refund for your hard-earned pre-paid non-refundable travel costs?
• If you are at your destination and a family member back home becomes unexpectedly ill or has an injury, will you be able to fly home and be reimbursed for the cost of your flight and your unused vacation?
• Can you afford associated extra hotel, meal, land transportation and phone costs?
• Would you be able to cancel your trip and be reimbursed for your pre-paid non-refundable trip should you be laid off from work?
• If the Canadian government issues a new warning advising Canadians that they must not travel to a destination, will you be able to cancel your trip and receive a full refund?
• If you are advised by the Canadian Department of Foreign Affairs that you must leave a destination will you be able to purchase and claim for a new one-way flight home, and will you be able to claim for unused vacation time?
• If you or your traveling companion gets sick while traveling, are you covered for medical expenses that you may incur? Emergency medical expenses can be in the tens of thousands indeed even hundreds of thousand of dollars or more. Do you have coverage that provides, whenever possible, for up front payments in the case of medical emergencies? Is there 24/7 assistance with caring professionals available for you and your traveling companion?
• There are approximately 11,000 pieces of luggage misplaced daily on domestic flights alone, can you afford to purchase clothing and necessities should your luggage go astray?
• If your trip is interrupted due to weather conditions or mechanical failure of your car or connecting common carrier, can you afford hotel and food expenses associated with this trip interruption? Can you afford the cost of another direct flight to catch up with your trip or to return you home?
• Manulife Global Travel Insurance travels with you; our All Inclusive plan covers you for all of the listed unexpected events and more. We provide up to $5 million in emergency medical expenses and provide caring multilingual assistance and support 24 hours a day 365 days of the year, around the world.

The following is a brief summary of available benefits:

All Inclusive Plan Benefits

• Trip Cancellation / Interruption / Disruption Sum Insured
• Trip Interruption Unlimited
• Emergency Medical Up to $5,000,000 CDN
• Baggage Loss or Damage Up to $1,000
• Baggage Delay Up to $500
• Flight Accident